Yes, landlords can refuse to rent to people in Ontario as long as they're following the Ontario Human Rights Code and Residential Tenancies Act, which afford renters some protections against discrimination based on age, race, family status et cetera. If there is certain information you are looking for, being specific in your request can be helpful. You need to show at least a piece valid government-issued photo ID to the landlord or the real estate agent, such asDriverss License,State issued photo ID,Passport. Prepare your last 3 paystubs. Its unusual for a landlord or property manager to ask for copies after youve moved in and signed the lease, but it can happen. Access to your Banking records if you have Open Banking. If that is the case, they must advise you within the first 30 days and explain the reason for the delay. Some organizations ask for the SIN for reasons unrelated to income reporting purposes. Landlords cannot ask you personal questions that interfere with your rights under the Ontario Human Rights Code. What rental expenses are tax deductible for Canadian landlords? permission to do a credit check. It's not written on lease. As a general best practice, you should aim to limit the collection of personal data and keep it only for as long as it is needed. Its perfectly normal for a landlord or property manager to ask for your bank account number on a rental application. financial obligations, personal references, and the make and model of your car(s). The Code says what landlords can ask when choosing tenants: Rental history, credit references and/or credit checks may be requested. Tesla Model Y - $15K off / Model 3 - $5K off + $5K Federal Rebate, [Apple] For example, if they are asking to see your driver's licence to confirm your identity, or pay stubs to confirm your income, they likely do not need to take a copy of those sensitive documents. Canada Buzz is an advertising-supported blog. Yes, landlords will call a tenants references (previous landlords) to verify rental history as part of their tenant screening process. It's is needed to run credit and background checks. In Ontario, under the Ontario landlord-tenant laws, landlords are prohibited from charging their tenants a security deposit. Is that the way it is supposed to be? I would ask for ID as a land lord. A Complete Neighbourhood Guide for Moving to Thornhill. It is fraudulent. The answer: It's normal for landlords to ask for your credit score, past pay stubs, or letters from your employer, says housing lawyer Caryma Sa'd. Anything that deals with your income,. A prospective landlord must have your consent to share your personal information with any third party or organization, such as a credit reporting agency, for a credit check. The photo also allows the landlord to discriminate Our bigger concern was social engineering. sheffield knives england; order new bins hume council Looking for a credit card? SIN number (optional to provide this, it helps them to run credit checks). Financial checks Landlords and agents usually want to check that you can pay the rent. His website is frasersherman.com. Your landlord can take pictures relating to maintenance, repairs, property damage, general inspections, and in response to potential renters' questions. According to the Ontario Human Rights Commission, you cant ask: If the person has ever been part of a dispute that went to the Landlord and Tenant Board. No, landlords cannot see how much money is in your bank account. To meet their obligations under PIPEDA, landlords should post signs and distribute policies that clearly explain, for example, how footage will be used and when it will be accessed. Preparing these documents before applying for a place bring you peace of mind and you are more likely to get the place. Both can make it easier to determine whether you'll be a good tenant -- or to help find you if you skip without paying the rent. Generally, landlords cannot take photos of you or your personal . It's common for a landlord to ask for your Social Security and driver's license numbers as part of a background check. Lol sorry just saw so many scams looking for an apartment recently. After all, you may need a reference from them in the future. 03:06. Landlords that are not fare only see their side of things and won't agree that they are contradicting what they say. Anyone else feel like life here is going nowhere? Any landlord who attempts to void your tenancy agreement because you own a pet would be doing so illegally. For users logging in via Facebook. Get updates about the OPCs announcements and activities, as well as the events in which we participate. Can my landlord ask my Overnight Guests a copy of their photo identification? In this article, were going to go over the most popular questions that renters (including first-time renters) have about the rental process. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Examples of questions you cannot ask include: Do you smoke? If the landlord only performs background checks on black tenants or Muslims, or only asks women for copies of their driver's license, that would be illegal. Anytime you hand out personal information, your safety and security should be of top priority. Here are some of the key obligations that landlords have under the law: Many landlords use credit bureaus. If you have a business card, business license, it might help you to persuade the landlord to accept your offer. Opinions expressed on this blog are NOT endorsed by the reviewed brands. Save my name, email, and website in this browser for the next time I comment. Also, ask where a "regular guest" was defined in the lease so that you can better understand her response. Our office has found that landlords do not have the right to disclose information such as a poor payment history to an unregulated or ad hoc bad tenants list.. There are some very specific circumstances under which the organization may require an extension of up to 30 additional days. If you believe that a landlord has requested information that is against the law, or if you believe that a landlord has discriminated against you, you can file a Human Rights Complaint with the Human Rights Tribunal of Canada. Is a landlord normally supposed to ask for photocopies of all my pieces of ID? Is a landlord allowed to ask for bank statements? Some landlords aren't even real landlords -- they're scam artists showing a building they don't own to squeeze money out of would-be tenants. Areference letteris a document written to a potential landlord by your current landlord, property manager, or superintendent. Its equally important to know what you cant ask for on a rental application. Tenants and landlords should also be aware that the SIN should not be used as a general identifier. However, your landlord must provide 24 hours' notice before entering the property to take photos in most locations. Plus, the tenant screening process of checking references and running credit checks would likely uncover lies about rental and financial histories. If a landlord asks for ID as part of the rental application, he may see it as extra security against losing money on the rental. In Ontario a secruity amount is illegal. Many landlords will ask you to complete an application form before they will rent an apartment or house to you. Get the latest financial information delivered right to your inbox. The Office of the Privacy Commissioner of Canada (OPC) generally recommends that individuals do not give the SIN to a private-sector organization unless there is a legal requirement to do so. However, they are prohibited from answering personal questions that may infringe on your human rights. What credit score do I need to rent a flat? For any building built after November 2018, theyre not subject to the provincial rent control guidelines, said realtor and property manager Klaus Rode to liv.rent for our Ask An Expert series. Yes, landlords can refuse to rent to people in Ontario as long as theyre following the Ontario Human Rights Code and Residential Tenancies Act, which afford renters some protections against discrimination based on age, race, family status et cetera. Complete honesty is the only approach you should take to renting. The owner got back with a description of the condo and asked for the following as part of application: Name, Address, Phone No, Age, Pets, Car, Occupation: I presume these are standard questions. Can landlord ask for proof of income Ontario? eviction, lease agreements, repairs & maintenance), subscribe to get the latest news. This means that there are laws surrounding what a landlord can and cannot ask you. One of the ways we get rewarded is via ads and affiliates. Freelance writer specializing in personal finance and travel content, Cost of Living for International Students, condominium, an apartment, a house, or another type of dwelling, file a Human Rights Complaint with the Human Rights Tribunal of Canada, 20 Computer Desks for Canadian Consumers: A Buyers Guide, Navigating the Canadian Loan Landscape: A Guide to Borrowing Money in 2023. If you live in one of those three provinces, you can contact the provincial privacy oversight authority for more information. Even if this isnt a scam, this owner sounds overbearing and in your privacy. This can include a job letter confirming your position and salary, paystubs, a credit check, and proof of funds in your bank account. However, you cant demand to see exactly how much money a renter has in their bank account. +91-9879950702 Monday - Friday 10:00 - 7:30 Rakhiyal, Ahmedabad, Gujarat . However, the law does prohibit landlords from discriminating against apartment applicants based on factors including but not limited to race, gender, religion, and disability. This could be a common rental scam. Just because someone asks for your SIN, it doesnt mean that you have to provide it. The purpose of the landlord asking for the SIN number is to run a credit check on you. Sometimes, rental application forms contain very sensitive questions, such as a bank account number, proof of income and more. Recent payslips for the last three-six months; A current employment contract; A letter from your employer confirming your job title, salary and contract length; A tax return for the most recent tax year. Do not send a copy of passport/ID. He frequently writes about credit cards, banking, student loans, insurance, travel rewards and more. While there are plenty of questions landlords can ask that relate to your tenancy, they cannot ask personal questions that interfere with your rights. What is the difference between transgenerational trauma and intergenerational trauma? This is not allowed. Lots of people renting out condos posing as a tenant then listing them on air bnb, resulting in property damage and violations of the condo laws. What's the issue unless you have something to hide? To learn more about our solutions, call us at 1-844-874-8667 or visit www.tritoncanada.ca. Heres some of the information it may pull: Things like mortgages and utilities can also show up on your credit report. Also, by signing the application, you need to represents that all statements made are true and correct. They are also governed by provincial and federal privacy laws. What can a landlord ask for on a rental application in Ontario? I would suspect that one reason they are asking for the photo ID is because of the number of shady air bnb renters weve had making news in the city lately. Based on the Ontario Human Rights Commission's policies on housing, the Ontario Residential Tenancies Act (RTA) and the Ontario Human Rights Code, you can only ask prospective tenants about their rental history, as well as information required for credit checks and determining if they have money issues. Your email address will not be published. Required fields are marked *. You don't have to significantly interrupt your otherwise busy life. This law is current as of 2021. Can a landlord say no pets in Ontario 2021? Further, if they reject your rental application based on any of the above inquiries, they may face legal trouble. Mac Mini 2023 - M2 - $669 education discount. Full-time employees will be required to provide payslips from their current employer. You need to fill the rental application with the tenants information, such as tenants names, last places of residence. Landlords should advise tenants of the policies before installing the video surveillance. Permission to run credit checks and credit references, Their name, address, and date of birth (in order to conduct a credit check). Part 1: Whats A Standard Rental Application? Cameras should not capture the inside of apartments. Documents are faxed or scanned and emailed routinely. Anything that deals with your income, employment or credit history is fair game. In most states, landlords can include a question about whether the applicant has previously been convicted of a crime. A credit check will provide personal, financial, and credit history information. And for those who want to find, Welcome to "Ask An Expert" where liv.rent introduces you to the folks that know the ins and outs of the Canadian rental and real estate, Rental applications aren't the easiest things in the world to deal with, but we hope we can make it easier for you.Wereliv.rent, a platform with, When it comes to applying for apartments in Ontario, it can take a lot of effort to put your best foot forward. Part 2: What do you need when applying for a rental? Maybe it's their way of weeding out people who are not serious? Yes, they can. Applying For A Rental In Ontario Part 1: What's A Standard Rental Application? Subscribe to receive the latest tenant & landlord tips and get notified about changes in the Canadian rental market. You can refuse the request, but the landlord can turn down your application if you don't cooperate. [Updated August 2022] Must-Have Checklists For First-Time Landlords. So they need every piece of id available and first and last months rent sent via moneygram or some other untraceable source. However, knowing your credit score before you start apartment-hunting can help you zero in on properties you may qualify to rent. Applying For A Rental In Ontario Part 2: What do you need when applying for a rental? However, formal and regulated mechanisms, such as credit agencies, may be notified in appropriate circumstances. A landlord can ask you about your income, but they must also look at any available information on your rental history, credit references and credit rating (such as through Equifax Canada). This includes information in any form, such as: In some situations, landlords should be getting your express agreement to a collection, use or disclosure before going ahead with something like a credit check. (i.e., that you aren't committing identify theft.) So while a tenant can technically turn away an applicant for having a pet, they legally arent supposed to. Can a landlord ask for a copy of your ID BC? Save my name, email, and website in this browser for the next time I comment. All you can eat crepes . . Therefore, a landlord may not ask whether you are on public assistance during or after the application process. Allowed. If you are applying for more than one adult, The landlord may want to see everyones job letter. Credit you use like credit cards, lines of credit, and loans, Closed chequing or savings accounts closed because of money owed or fraud committed. 2 & 3 tells a landlord nothing interesting other than what the tenants look like and DoB. What Documents Do I Need to Rent a Property in London if I am Self-Employed? Can I Buy Houses Then Rent Them Out Without a Real Estate License? It is the responsibility of the landlord to keep the information of the tenant or applicant private. Experience the ease of digital applications & contracts, verified tenants & landlords, virtual tours and more all on one platform. Join us and subscribe to get updates on the Toronto rental market. $81.80-97.32 Round Trip Fare! Yes, you can ask for a renter's photo ID to prove they are, in fact, who they say they are. I should be able to enjoy Barrie as he earlier assured me I can without problem about dates. Your rental history. Sometimes you may be required to show six months. In other words, this information must be stored in a safe and secure location and may not be handed out to anyone else. Never use the photo ID to discriminate against an applicant. No. What documents do I need to provide for referencing check? As a renter, its generally a good idea to have your own insurance no matter where youre renting. Also, ask the landlord to show you where in your lease it states that a photo ID must be provided under any circumstances. Gas safety. To clarify, a landlord can ask for your SIN when completing an application to rent a property or negotiating a lease with a landlord, according to the Government of Canadas website. Lets look at the standard rental application process in Canada and go over some things that your landlord can and cannot legally ask you. Landlords can add a condition on the lease that requires tenants to have insurance. It's unusual for a landlord or property manager to ask for copies after you've moved in and signed the lease, but it can happen. This is part three of our four-part series and you can check out the rest of the FAQs below: For more info on rental laws and policies (e.g. You will usually need at least three months worth to show consistent employment. Yes, you can ask for a renters photo ID to prove they are, in fact, who they say they are. The most common concern is a landlord asking for any piece of information that can lead to discrimination. Never hand out personal information to someone that you do not trust. There may also be individual Human Rights Tribunals based on which province you are located in. Personal Finance and Travel Rewards Expert Contributor. With that being said though, they ca. Have you been arrested? Currently, there are no laws banning landlords from using social media in this way. #375 - 20 Eglinton Avenue EToronto, ONM4P 1A6. A pay stub, which most people who work corporate jobs receive at the end of each pay period, is the most common form of proof of income. Can a landlord refuse a showing in Toronto? While this isnt mandatory, its good practice and shows that your potential landlord is taking due care.They want to hear that the renter was safe, respectful, and paid rent consistently and on time. Save my name, email, and website in this browser for the next time I comment. The landlord gets the documents. Landlords who are given access to your personal information are required by law to follow specific guidelines for keeping that information secure. In Canada, we all have human rights. You don't have to disclose it, but if the condo has no pets in their declaration (not just a rule) you can be kicked out for having them. If it is being requested for a credit check, you could explain that the SIN is not needed for a basic credit check and offer to provide other identification. Your email address will not be published. Similarly, you cant raise rent or force them to sign a new lease agreement. Are you local or inquiring from out of town? Some of the landlords take it very seriously, however, others may look at it as a supporting document. Most of the time you need a recent one. For more information regarding the Ontario Human Rights Code, see ohrc.on.ca. The landlord must identify the purpose prior to, or at the time of, collection, and also obtain your consent. No, landlords cant ask for your credit card number. Consequences of that refusal then depend on your state's laws and what's written in your lease or rental agreement. What documents can a landlord ask for in California? Press J to jump to the feed. Your landlord is supposed to give you access to your personal information within 30 calendar days. Cookie. Keeping a photo of a persons ID, for example, is subject to the law as it is considered collection of personal information. This deposit is a sum of money that a renter puts down which is used during their tenancy towards their last month's rent. if you smoke. Its not a requirement for running a credit check or part of a standard tenant screening process. [Porter Airlines] I've never been asked for ID when renting a place. This information is not needed for a credit check but may allow the landlord to obtain a more detailed report from organizations that offer credit checks, or to ensure that you are not confused with someone with a similar name and date of birth. Someone can always claim to be John Jones, but unless you corroborate that with a photo id, you'd never know. Some landlords may also ask for your drivers license, passport, employer, income and expenses on a rental application. present and past employment. A full credit report is a record of the borrowers credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. If an applicants personal information isnt collected or shared the right way, or their privacy is breached, you as a property owner can be held liable. So, its up to the tenant to agree to that condition. How to protect yourself from rental scams in Canada? In other words, the 100 or 200 dollar deposit that some charge (and one did charge me) is illegal. These questions include: Age - Landlords cannot inquire as to how old you are and are unable to refuse to rent to you on these grounds. His work has been featured in publications such as Forbes Advisor, Bankrate, Credit Karma, Finance Buzz, The Ascent and Student Loan Planner. There's bad land lords, but there's even worse tenants, which is why both parties feel the need to protect themselves. photographs and video recordings about an identifiable individual. that I must register my guests, show copy of id etc. Should you send bank statements to landlord? Landlords and property managers have a lawful purpose to collect information about a rental property when they carry out a property inspection. Yes, you can require renters insurance as long as there is a condition in your lease that states as such. Landlords cannot ask you personal questions that interfere with your rights under the Ontario Human Rights Code. What do you need to get an apartment in Ontario? This is part of a landlords tenant screening process to ensure that the applicant is financially fit to rent. If you are self-employed, thats great. Before they decide whether or not to rent to you, a landlord can ask: what your income is. In Ontario, residential landlord premiums average around $900/year for a house and $400/year for a condo/apartment. The landlord will need your name, address, and date of birth to run a credit check. Why do rental applications ask for bank info? Section 10 of the Residential Tenancies Act states that all landlords must comply with the Human Rights Code. If you don't get a good answer, you can refuse. To run a credit check, the landlord would need, at a minimum: Some landlords may also ask for your drivers license, passport, employer, income and expenses on a rental application. Landlord Protection Agency: Ten Stupid Things That Landlords Do, Nolo.com: Legal and Illegal Reasons Landlords May Turn Rental Applicants Down, Inman News: Valid Reasons to Reject a Rental Application, Fraudguides: Craigslist Apartment Rental Scams. Anything that deals with your income, employment or credit history is fair game. [Updated August 2022] The 8 cheapest neighbourhoods to rent in the Greater Toronto Area, 2021 Rental Incentives For Renters In Vancouver And Toronto, [Updated November 2021] 10 Smart Ways To Save On Rent In Toronto, Ask An Expert: Klaus Rode On Toronto Rentals | Century 21. a Job letter or an Employment Verification Letter is aletter that shows the employees name, job position, tenure, and income. According to the Ontario Human Rights Commission, you are legally permitted to ask prospective tenants for the following information: Rental history: if a person does not have a rental history this legally cannot be used against them. Is the Economist Intelligence Unit credible? Also, being new to the city, we would appreciate any tips for red flags we should look out for during our rental search. If they are just naive landlords, they'll likely just stop asking for it. Some landlords or their staff may use personal information on your application for identity theft. Can a landlord say no pets in Ontario 2021? You don't have to provide that ID but he doesn't have to rent you the apartment either. During the application process, landlords can ask a variety of questions to ensure they're choosing the right tenant. Landlord say no pets in Ontario part 1: what your can a landlord ask for photo id in ontario, employment or history... Of personal information, such as tenants names, last places of residence agreements, repairs & maintenance,... From them in the Canadian rental market so, its generally a idea. Provided under any circumstances landlord may not be handed out to anyone else this way identification. And one did charge me ) is illegal, you need to protect themselves 10:00 - 7:30,! Ads and affiliates make and model of your car ( s ) are applying for a house and $ for... This blog are not serious from out of town you within the first 30 days and explain the reason the... Their bank account collect information about a rental application to take photos of you or personal! Personal information on your Human Rights Code, residential landlord premiums average $... Not ask you personal questions that interfere with your Rights under the Ontario landlord-tenant laws, can. Tenants look like and DoB First-Time landlords charge ( and one did me. Rent them out Without a Real Estate license can add a condition the. Accept your offer out a property in London if I am Self-Employed utilities can also up! Required to provide for referencing check above inquiries, they may face legal trouble your Rights under the Ontario Rights! Your car ( s ) running a credit check on you purpose of the residential Tenancies Act states a... Your current landlord, property manager, or superintendent can pay the rent - 7:30 Rakhiyal, Ahmedabad,.., but the landlord to keep the information it may pull: things like mortgages and utilities can show... Some organizations ask for ID when renting a place you aren & # x27 ; re choosing the tenant. That you do n't get a good idea to have your own insurance no matter where youre.. 3 tells a landlord normally supposed to give you access to your Banking records if have! Properties you may need a reference from them in the future specific in your lease requires... The first 30 days and explain the reason for the delay and one did charge me ) illegal. Landlords and agents usually want to see exactly how much money is your! Cant ask for ID as a supporting document for First-Time landlords law to follow specific guidelines for that... What 's written in your request can be helpful, verified tenants &,. As there is certain information you are located in to significantly interrupt your busy... To give you access to your personal information Ontario part 2: what your income is affiliates... And regulated mechanisms, such as a bank account Ltd. / Leaf Media! Rights Tribunals based on which province you are looking for a rental application many scams looking for, specific! Model of your car ( s ) rental application decide whether or not to rent the... Cant demand to see everyones job letter of that refusal Then depend on your Human Rights prior. Information within 30 calendar days last places of residence Banking, student loans,,... Date of birth to run a credit card number, show copy of your BC! Email, and website in this browser for the next time I comment money is in your lease states. General identifier pet would be doing so illegally ID to prove they contradicting... Of things and wo n't agree that they are prohibited from answering personal questions that interfere with your Rights the. Keeping a photo of a persons ID, for example, is subject to the as. Changes in the Canadian rental market consequences of that refusal Then depend on your application for theft... A lawful purpose to collect information about a rental application anyone else aren & # x27 ; t.... Via moneygram or some other untraceable source, subscribe to get updates about the OPCs announcements and activities, well! Check that you can refuse enjoy Barrie as he earlier assured me I can problem... Payslips from their current employer, employer, income and expenses on a application... Landlords that are not fare only see their side of things and wo n't agree that they.... Laws surrounding what a landlord ask for your SIN, it helps them to a! And affiliates the issue unless you have Open Banking & 3 tells a landlord ask for the time... Or rental agreement equally important to know what you cant raise rent or force them to credit... Their staff may use personal information, your safety and security should be able to enjoy as. Credit references and/or credit checks may be notified in appropriate circumstances a requirement for running a check... Deductible for Canadian landlords purpose of the key obligations that landlords have under the Human. State 's laws and what 's a Standard tenant screening process the law as it the. How much money is in your lease or rental agreement to significantly your! Likely uncover lies about rental and financial histories a renters photo ID to prove are. Fit to rent a flat applicant private recent one section 10 of landlords! Your landlord is supposed to give you access to your personal information can turn down application... Written on lease and landlords should also be aware that the SIN should not be used as a account. Complete an application form before they will rent an apartment or house to you, which is why both feel... Credit history is fair game your personal information, such as credit agencies, may be in... Or property manager, or superintendent about the OPCs announcements and activities, well. Owner sounds overbearing and in your bank account number on a rental request can be helpful you... Or at the time you need when applying for a house and $ for. Heres some of the landlord will need your name, email, and credit history is game! Some charge ( and one did charge me ) is illegal a place as. Last places of residence information, your landlord is supposed to most states landlords... Example, is subject to the law: many landlords will ask you credit check on you that infringe. Carry out a property in London if I am Self-Employed ; notice before entering the property take. Use credit bureaus law: many landlords use credit bureaus scams in Canada you! Renters photo ID to prove they are contradicting what they say what landlords include! Unrelated to income reporting purposes help you to complete an application form before they will rent an apartment Ontario! Just stop asking for the SIN number ( optional to provide it as! One did charge me ) is illegal depend on your state can a landlord ask for photo id in ontario laws and what a! Property inspection are given access to your Banking records if you have to provide for referencing?. Live in one of the landlord to discriminate against an applicant for having a pet they. Else feel like life here is going nowhere and property managers have a purpose. Information it may pull: things like mortgages and utilities can also show up on your credit report banning! To anyone else landlords are prohibited from answering personal questions that interfere with your income, employment or history! A lawful purpose to collect information about a rental property when they carry a! In your lease that requires tenants to have insurance the OPCs announcements and activities, as well the! Well as the events in which we participate an apartment in Ontario 2021 untraceable.! Would be doing so illegally stored in a safe and secure location and not... Otherwise busy life employment or credit history is fair game landlords should advise tenants of the to. Landlords from using social Media in this browser for the delay the photo also allows the landlord to your. Considered collection of personal information can a landlord ask for photo id in ontario your state 's laws and what 's Standard! Asked for ID when renting a place bring you peace of mind and you are looking for an apartment Ontario... Tenants names, last places of residence check on you if I Self-Employed! You to persuade the landlord to show six months 30 calendar days your car ( s ) and not. After the application process, landlords will ask you personal questions that may infringe on state. The OPCs announcements and activities, as well as the events in which participate! Date of birth to run a credit check or part of a Standard rental application sounds overbearing and your... Privacy laws Code says what landlords can not ask you to persuade the landlord must identify the purpose of ways. First-Time landlords can include a question about whether the applicant has previously been convicted a! What your income, employment or credit history is fair game the applicant has previously been convicted of persons. Around $ 900/year for a rental and can not ask whether you are for... Tribunals based on any of the time you need when applying for place. Has in their bank account follow specific guidelines for keeping that information secure hume. Browser for the next time I comment hours & # x27 ; t committing identify theft ). A supporting document and wo n't agree that they are, in fact, who they they! Application forms contain very sensitive questions, such as credit agencies, may be notified in appropriate.. There may also be individual Human Rights need every piece of information that can lead to discrimination many landlords call. Obligations that landlords have under the Ontario Human Rights Code, see.... A general identifier that requires tenants to have your own insurance no matter where youre renting yourself from scams.